Terms of service
Terms of Service
Keystone Property Tools
Last updated: November 14, 2026
1. Overview
Welcome to Keystone Property Tools. By accessing our website or purchasing our products, you agree to these Terms of Service.
Keystone Property Tools sells downloadable spreadsheets and other digital resources intended to assist with real estate investment analysis and financial planning.
2. Digital Products
Our products are delivered electronically. No physical items will be shipped.
After a successful purchase, customers will receive access to their purchased digital files through the delivery method described at checkout or in their order confirmation.
Customers are responsible for having compatible software to open and use the purchased files.
3. Pricing and Payments
All prices are displayed in U.S. dollars unless otherwise indicated.
Payments are processed through the payment providers available at checkout. Applicable taxes, if any, will be shown before purchase completion.
4. Refunds
Purchases are subject to our Refund Policy, which forms part of these Terms.
Digital sales are generally final after delivery, subject to the exceptions and applicable legal rights described in that policy.
5. License and Intellectual Property
Upon purchase, customers receive a non-exclusive, non-transferable license to use the purchased spreadsheet for their own personal or internal business purposes.
Customers may use the spreadsheet to analyze multiple properties and may modify their copy for their own use.
Customers may not resell, redistribute, sublicense, publish, or share the original spreadsheet or modified copies as a competing digital product without written permission.
All intellectual property rights not expressly granted remain with Keystone Property Tools or the applicable rights holders.
6. Financial Disclaimer
Our products provide general educational and analytical tools only.
Keystone Property Tools does not provide personalized financial, investment, tax, accounting, or legal advice.
Spreadsheet calculations depend on user-provided inputs and assumptions. Customers are responsible for independently verifying calculations, evaluating risks, and consulting qualified professionals when appropriate.
No investment returns, rental income, cash flow, property appreciation, or other financial outcomes are guaranteed.
7. Product Availability and Updates
We may improve, update, or discontinue products. A purchase does not include guaranteed future updates or ongoing support unless expressly stated at the time of purchase.
8. Limitation of Liability
To the extent permitted by applicable law, Keystone Property Tools is not responsible for investment losses or business decisions made in reliance on its products.
Nothing in these Terms excludes or limits liability or consumer rights that cannot legally be excluded or limited.
9. Privacy
Our handling of personal information is described in our Privacy Policy.
10. Changes to These Terms
We may update these Terms from time to time. Updated terms will be posted on our website with a revised date.
Changes will not retroactively remove rights customers already have under applicable law.
11. Contact Information
For questions about these Terms, contact:
Keystone Property Tools
Email: saanjay69420@gmail.com
Replace the email above with saanjay69420@gmail.com without spaces before publishing.